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Strategy

With a deep understanding of the business environment and careful consideration of risks, the new business strategy charts a path that will ensure the long-term development of the NLB Group and the wider economic environment in Southeastern Europe.
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This is us. The NLB Group

Imagine a bank that:

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Is a pillar of stability in the home region
And the number one choice for anyone looking for the best solution to their financial questions - whether they need an intuitive digital bank, a residential or consumer loan, insurance or leasing.
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Is number one
In the region’s corporate and investment banking bank and the most reliable partner for SMEs.
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Is sustainability-oriented
By leading the way in financing the green transition, it promotes sustainable development and thus co-creates a future in which economic growth, social well-being and environmental care work in harmony.
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Is digital
It is actively moving financial services into the digital world, enabling clients to manage their finances from the comfort of their own home, and ensuring that digital banking is efficient and secure, using state-of-the-art technology.
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Is innovative
It encourages innovation both locally and Group-wide, actively integrating novelties into all its processes.

Digital business is our strategic priority

We will support the transition to the digital business model with a financial investment of EUR 170-200 million over the next five years. During that time we will:

  • modernise the digital processes in the Bank,
  • set up a central IT hub,
  • offer users advanced and enhanced digital solutions (Klik, NLB Pay).
We will achieve the following figures

Balance sheet total
bn EUR
Recurring revenue
bn EUR
Profit
bn EUR

We see a region full of opportunities

With a deep understanding of the business environment and careful consideration of risks, the new business strategy charts a path that will continue to justify the confidence of our shareholders through attractive dividend payouts, while ensuring the long-term development of the Group and, indirectly, of the wider economic environment in the home region.
Blaž Brodnjak, President of the Management Board of NLB
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New strategy. New horizons.

We are committed to achieving superior returns for our investors and profit growth at the Group level. We will attain our ambitious goals by operating sustainably and responsibly in the region and by taking care of our clients and employees.