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About the Group Our Story Investor Relations Sustainability Media Center Careers
About the Group Our Story Investor Relations Sustainability Media Center Careers

Sustainable finance

We invest in sustainable economic activities

We take sustainability and ESG matters into account when making investment decisions, leading to more long-term investments in sustainable economic activities and projects.

Our general objectives:

 
  • align the lending and investment portfolio with achieving net-zero emissions by 2050 or sooner,
  • ensure a positive impact by financing a sustainable transition (green and social),
  • identify and mitigate climate-related and other ESG risks in relation to our lending or investments,
  • ensure responsible asset management. 

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Towards Net-Zero

We are committed to decarbonizing the lending and investment portfolio by designing and implementing NLB Group’s comprehensive net-zero business strategy.

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Sustainable financing products

We provide a wide and diversified offer of sustainable financing products to our retail, corporate, and institutional clients.

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ESG Risk Management

We ensure sound ESG risk management in lending and investment processes. This includes a comprehensive ESG Risk Management Framework and Environmental and Social Risks in the Credit Approval Process, and ESMS (Environmental and Social Management System) with the due diligence mechanism. Learn more about it in our Sustainability Policy.

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What we finance and what not?

We promote and finance sustainable economic activities and do not finance activities that are on the exclusion list.

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