Ratings

Rating agency	Long-term Credit Rating	Short-term Credit Rating	Rating Outlook	Other
Standard & Poor's	BBB	A-2	Stable	SACP*: bbb-
Moody's	A3	P-2	Positive	Baseline Credit Assessment (BCA): baa3 Adjusted BCA: baa3 Long-term Counterparty Risk Assessment (CRA): A3(cr) Short-term CRA: P-2(cr)

* Stand-alone credit profile

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Moody's - NLB d.d. Credit Opinion - November 2024

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S&P - NLB d.d. Ratings Direct - September 2024

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Sustainalytics - NLB d.d. ESG Risk Rating Summary Report - November 2024